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You are not receiving legal or personal advice of any kind and no one reviews any of your responses or submissions for accuracy or appropriateness.
1 PREAMBLE
2 WEB SITE LIMITED LICENCE
3 LIMITATIONS ON USE; THIRD PARTY COMMUNICATIONS
4 THE PROVIDER IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE
5 THE PROVIDER IS NOT A CREDIT PROVIDER AND IS NOT REGISTERED IN TERMS OF THE NATIONAL CREDIT ACT
6 CONSENT TO RECEIVE EMAILS
7 INTELLECTUAL PROPERTY RIGHTS
8 NOTIFICATION OF ALLEGED COPYRIGHT INFRINGEMENT
9 LINKING TO THIS WEB SITE
10 ADVERTISERS
11 REGISTRATION
12 POSTINGS IN INTERACTIVE AREAS OF THIS WEB SITE
13 RELIANCE UPON CONTENT
14 THIRD PARTY CONTENT
15 ASSUMPTION OF RISK
16 DISCLAIMER
17 LIMITATION OF LIABILITY
18 INDEMNIFICATION
19 THIRD PARTY RIGHTS
20 UNLAWFUL ACTIVITIES; TERMINATION OF ACCESS
21 REMEDIES FOR VIOLATIONS
22 GOVERNING LAW AND JURISDICTION
23 PRIVACY
24 SEVERABILITY OF PROVISIONS
25 NOT ASSOCIATED WITH THE SOUTH AFRICAN GOVERNMENT
26 MODIFICATIONS TO TERMS AND CONDITIONS
YOUR USE OF RAFCASH.CO.ZA (HEREINAFTER REFERRED AS “THIS WEB SITE”) CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS. This web site includes, without limitation, all features; content; products; interactive areas; posting (hereinafter referred to as “the Services”). The Services and/or this web site are provided by RAF Cash (Pty) Ltd (hereinafter referred to as “the Provider”), a company duly incorporated in the Republic of South Africa with registration number _________________________. The Services and/or this web site may be used solely under the following terms and conditions.
As a user of this Web Site you are granted a nonexclusive, non transferable, revocable, limited license to access and use this Web Site and/or the Services in accordance with these terms and conditions. The Provider may terminate this license at any time for any reason.
The Services on this Web Site are for your personal use only and not for commercial exploitation. Notwithstanding the foregoing and to the extent this Web Site provides electronic commerce, such buying opportunities may be made available for group as well as personal purchasing, so long as you are authorized to make purchases on behalf of such a group. You may not use the Services to determine a consumer’s eligibility for: (a) credit or insurance for personal, family, or household purposes; (b) employment; or (c) a government license or benefit. You may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from this Web Site and/or the Services. Nor may you use any network monitoring or discovery software to determine the site architecture, or extract information about usage, individual identities or users. You may not use any robot, spider, other automatic software or device, or manual process to monitor or copy our Web Site or the Services without the Provider’s prior written permission. You may not use this Web Site to transmit any false, misleading, fraudulent or illegal communications. You may not copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of this Web Site, except to the extent permitted above. Any unauthorized use of this Web Site and/or the Services is prohibited.
The Provider disclaims all liability for any Third Party Communications you may receive or any actions you may take or refrain from taking as a result of any Third Party Communications. You are solely responsible for assessing and verifying the identity and trustworthiness of the source and content of any Third Party Communications. The Provider assumes no responsibility for verifying, and makes no representations or warranties regarding, the identity or trustworthiness of the source or content of any Third Party Communications. As used herein, “Third Party Communications” means any communications directed to you from any third party directly or indirectly in connection with this Web Site.
The Provider provides a platform for legal information and self-help. The information provided by the Provider along with the Services is provided for your private use and does not constitute legal advice. We do not review any information you provide us for legal accuracy or sufficiency, completeness, draw legal conclusions, provide opinions about your selection in forms or products, or apply the law to the facts of your situation. The accuracy, completeness, adequacy or currency of the Services are not warranted or guaranteed.
If you need legal advice for a specific problem, you should consult with an attorney. Neither the Provider nor any Legal Information provided by the Provider is a substitute for legal advice from a qualified attorney. As the Provider is not a law firm, please note that communications between you and the Provider may not be protected as privileged communications under the attorney-client privilege or work product doctrine.
Your use of the Services does not create an attorney-client relationship between you and the Provider, or between you and any Provider employee, representative or associate. Unless you are otherwise represented by an attorney, you represent yourself in any legal matter you undertake through our Services.
Your use of the Services on this Web Site or materials linked from this Web Site is at your own risk.
The Provider is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information published on this Web Site is of a general nature only and does not consider your personal objectives, financial situation or particular needs. The information published on this Web Site should not be relied upon as a substitute for personal financial or professional advice. The Provider strongly recommends that you seek independent advice before you apply for any product or service, which is described on the Web Site.
The information on this website inclusive of articles, learning centre pages, and blog posts should not be considered as constituting credit advice or assistance. The tools provided (and the results that they give) are for illustrative purposes only and should also not be taken as constituting credit advice or assistance.
The Provider is not providing a loan or any form of credit.
The final transaction between the parties is a “purchase and cession” transaction whereby the amount owing to the Road Accident Funds claimant is purchased and paid for by the Provider at a fair and equitable price. The final terms and conditions of the transaction form part of the legal agreements signed by the parties.
Your use of the Services on this Web Site or materials linked from this Web Site is at your own risk.
By using the Services, you agree that you may receive communications from the Provider, such as newsletters, special offers, and account reminders and updates. You also understand that you can remove yourself from these communications by clicking the “Unsubscribe” link in the footer of the actual email.
The Provider reserves the right to remove any Content that allegedly infringes another person’s copyright. The Provider will terminate, in appropriate circumstances, subscribers and account holders of the Provider’s system or network who are repeat infringers of another person’s copyright. Notices to the Provider regarding any alleged copyright infringement should be directed to the Provider via email at [email protected].
You may provide links to this Web Site, provided that (a) you do not remove or obscure, by framing or otherwise, any portion of this Web Site, including any advertisements, terms and conditions, copyright notice, and other notices on this Web Site, (b) you immediately deactivate and discontinue providing links to this Web Site if requested by the Provider, and (c) the Provider may deactivate any link(s) at its discretion.
This Web Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on this Web Site is accurate and complies with applicable laws. The Provider will not be responsible for the illegality of or any error or inaccuracy in advertisers’ or sponsors’ materials or for the acts or omissions of advertisers and sponsors.
Certain sections of this Web Site may require you to register. If registration is requested, you agree to provide accurate and complete registration information. It is your responsibility to inform the Provider of any changes to that information. Each registration is for a single individual only, unless specifically designated otherwise on the registration page. the Provider does not permit a) anyone other than you to use the sections requiring registration by using your name or password; or b) access through a single name being made available to multiple users on a network or otherwise. You are responsible for preventing such unauthorized use. If you believe there has been unauthorized use, you must notify the Provider immediately by emailing [email protected].
If you participate in Interactive Areas on this Web Site, you shall not post, publish, upload or distribute any Postings which are unlawful or abusive in any way, including, but not limited to, any Postings that are defamatory, libelous, pornographic, obscene, threatening, invasive of privacy or publicity rights, inclusive of hate speech, or would constitute or encourage a criminal offense, violate the rights of any party, or give rise to liability or violate any local, state, federal or international law. The Provider may delete your Postings at any time for any reason without permission from you.
If the applicable registration page for your participation in any of the Interactive Areas allows you to create a screen name, you may also select and use an appropriate screen name that is not your real name, provided that you use your real name when registering for participation in the Interactive Area. Participants in Interactive Areas shall not misrepresent their identity or their affiliation with any person or entity.
The Provider has no obligation to monitor or screen Postings and is not responsible for the content in such Postings or any content linked to or from such Postings. The Provider however reserves the right, in its sole discretion, to monitor Interactive Areas, screen Postings, edit Postings, cause Postings not to be posted, published, uploaded or distributed, and remove Postings, at any time and for any reason or no reason.
Interactive Areas are provided solely for your personal use. Any unauthorized use of the Interactive Areas of this Web Site and/or the Services is expressly prohibited.
The Provider does not represent or warrant that this Web Site and/or the Services will be error-free, free of viruses or other harmful components, or that defects will be corrected or that it will always be accessible. The Provider does not warrant or represent that the Services available on or through this Web Site will be correct, accurate, timely, or otherwise reliable. The Provider may make improvements and/or changes to the Services at any time.
The Provider is not responsible if information and/or the Services made available on this Web Site is not accurate, complete or current. The materials on this Web Site are provided for general information only and should not be relied upon or used as the sole basis for making any decisions without consulting primary or more accurate, more complete or more timely sources of information. Any reliance on the materials on this Web Site will be at your own risk. We reserve the right to modify the contents of this website at any time, but we have no obligation to update any information on the website.
Third party content may appear on this Web Site or may be accessible via links from this Web Site. The Provider shall not be responsible for and assumes no liability for any infringement, mistakes, misstatements of law, defamation, slander, libel, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content contained in any third party content appearing on this Web Site. You understand that the information and opinions in the third party content is neither endorsed by nor does it reflect the belief or opinion of the Provider. Further, information and opinions provided by employees and agents of the Provider in Interactive Areas are not necessarily endorsed by the Provider and do not necessarily represent the beliefs and opinions of the Provider.
You assume all liability for any claims, suits or grievances filed against you, including all damages related to your participation in any of the Interactive Areas.
THIS WEB SITE AND/OR THE SERVICES ARE PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS. THE PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES. THE PROVIDER DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS WEB SITE AND/OR THE SERVICES INCLUDING, BUT NOT LIMITED TO, TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) THIRD PARTY COMMUNICATIONS, (C) ANY THIRD PARTY WEB SITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEB SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (D) THE UNAVAILABILITY OF THIS WEB SITE AND/OR THE SERVICES OR ANY PORTION THEREOF, (E) YOUR USE OF THIS WEB SITE AND/OR SERVICES, OR (F) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THIS WEB SITE AND/OR THE SERVICES.
THE PROVIDER SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THIS WEB SITE, THE SERVICES, ANY FACTS AND/OR OPINIONS APPEARING ON OR THROUGH ANY OF THE INTERACTIVE AREAS, OR ANY THIRD PARTY COMMUNICATIONS. THE PROVIDER SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS’ FEES) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OF OR INABILITY TO USE THIS WEB SITE, THE SERVICES, AND/OR ANY THIRD PARTY COMMUNICATIONS. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED OR FAILS OF ITS ESSENTIAL PURPOSE, THE PROVIDER’S SOLE OBLIGATION TO YOU FOR DAMAGES SHALL BE LIMITED TO R100.00.
You agree, on behalf of yourself, your estate, your heirs and assigns, to indemnify, defend and hold the Provider, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to this Web Site harmless from and against all claims, losses, expenses, costs, and damages, including any direct, indirect, incidental, special, or consequential damages, and including attorneys’ fees, resulting from any violation of these terms and conditions by you or arising from or related to any information uploaded or submitted by you.
The provisions of paragraphs 15 (Disclaimer), 16 (Limitation of Liability), and 17 (Indemnification) are for the benefit of the Provider and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to this Web Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
The Provider reserves the right to investigate complaints or reported violations of our terms and conditions and to take any action the Provider deems appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information. The Provider may discontinue any party’s participation in any of the Interactive Areas at any time for any reason or no reason.
The Provider reserve the right to seek all remedies available at law and in equity for violations of these terms and conditions, including but not limited to the right to block access from a particular internet address to this Web Site and any other the Provider web sites and their features.
The laws of the Republic of South Africa will apply to any disputes arising out of or relating to these terms or the Services. All claims arising out of or relating to these terms or the Services will be litigated exclusively in the jurisdiction of the South Gauteng High Court, Johannesburg or the Randburg Magistrate’s Court.
Your use of this Web Site is subject to the Provider’s Privacy Policy.
These terms and conditions, including any notices contained on this Web Site which are incorporate by reference, and the Privacy Policy constitute the entire agreement with respect to access to and use of this Web Site and/or the services. If any provision of these terms and conditions is unlawful, void or unenforceable, or conflicts with the Provider Services Terms then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.
The Provider is a private business and is not associated with the Government of South Africa.
The Provider reserves the right to change these terms and conditions at any time. Updated versions of the terms and conditions will appear on this Web Site and are effective immediately. You are responsible for regularly reviewing the terms and conditions. Continued use of this Web Site after any such changes constitutes your consent to such changes.
These terms were last updated on 18 September 2023. For information contact the Provider at [email protected].